Numarqe the Corporate Credit Platform that Fuels Your Business Growth

Go Beyond the Ordinary

Numarqe is a modern financial technology platform that streamlines accounts payable, procurement, and payment funding for businesses operating in multiple currencies and markets. It focuses on automating and simplifying global supplier payments, improving cash flow flexibility, and increasing transparency and control across procurement and payables workflows.

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Transparent Procurement

Numarqe’s procurement module centralises purchasing across projects and clients, enabling teams to create, approve and track purchase orders, materials deliveries and service milestones in one platform.

With real-time visibility into budgets, supplier bids and project-based spend, managers achieve tighter cost control, greater transparency and faster project completion through streamlined workflows and live tracking.

Procurement is embedded into the payables pipeline, so approved POs feed directly into invoice processing and payment runs, delivering seamless, end-to-end procure-to-pay operations.
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Batch Invoice Processing

Multi-FX Supplier Payments

Strengthen supplier relationships with faster, accurate cross‑border payouts. Process supplier‑approved invoices in bulk and pay in 36+ currencies while settling in your chosen funding currency to cut fees, errors, and delays.

Built‑in FX conversion, transparent rates, and real‑time payment status improve on‑time delivery and simplify reconciliation across entities and banking partners.
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Process large volumes of supplier‑approved, multi‑currency invoices in a single run to accelerate invoice‑to‑pay cycles. AI invoice data extraction captures and validates header and line‑level details, reducing manual entry and improving payment accuracy.

Execute payments from one preferred funding currency to simplify cash management, reduce FX slippage, and streamline ERP reconciliation and period close.
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Virtual & Physical Cards

Create virtual cards in 30 seconds for employees or project teams, available in 210 countries and multiple currencies.

Issue cards instantly for specific transactions or vendors, with custom limits and expiry dates for added security and control.

Smart Spending Controls

Set individual credit card spending limits for each employee, define specific spending categories, and effortlessly enforce company policies.

Ensure compliance, prevent unauthorised expenses, and maintain budgetary discipline without sacrificing flexibility.

Real‑Time Spend Intelligence
& Automated Reconciliation

Turn raw transactions into decision‑ready data.

Numarqe automatically categorises card and invoice spend in real time using AI, enriching each transaction with merchant details, GL codes, tax/VAT, projects, and entity metadata to eliminate manual coding and reduce month‑end fatigue. As the system learns, it applies GL, cost centres, tax treatments, projects, and supplier mappings with rules you can lock, ensuring consistency without repetitive work. Finance and operations gain instant visibility through live dashboards spanning cards, invoices, entities, projects, and currencies—no forms or spreadsheets—so exceptions surface immediately and spend becomes actionable the moment it happens.

Reconciliation is streamlined by processing supplier‑approved invoices in a single run, funding in one currency while settling in another, and exporting ERP‑ready files that cut close effort and error rates. Every action is audit‑ready with immutable approval trails, dual sign‑off, and PO‑invoice‑supplier matching that strengthens governance and accelerates reviews.

AI‑Driven Credit Buffer
& Flexible Funding

Bridge short‑term cash gaps without taking on long‑term debt.

With Numarqe’s optional, AI‑driven credit buffer—typically up to around 30 days—you can time invoice uploads and payment runs to pay suppliers on schedule while receivables catch up.

Working capital becomes flexible and global: fund in one currency and settle suppliers in another, then choose the optimal mix of prepayment, credit, or a hybrid approach at the level of project, entity, or vendor.

Dynamic, AI‑informed limits align available capacity with real operating needs, including multi‑entity structures and seasonal cycles. You maintain cost control by locking in certainty through prepayment when it’s advantageous, or by deploying the buffer tactically for spikes, milestones, and unexpected delays. The result is operational continuity—on‑time deliveries and stronger supplier relationships—without tying up cash.

Tired of the limitations of traditional corporate credit cards? Numarqe empowers businesses and corporates with flexible business credit in the form of corporate credit cards and supplier financing tools that offer up tp 10x more credit,up to 90 days interest free credit, realtime spending insights and multicurrency support.

Take control of your cashflow and streamline your expense management with our seamless accounting integrations and flexible credit limits.

Numarqe is the credit solution that helps your business thrive in the digital age.
Join the credit revolution, break free from your current credit provider

Why Numarqe Is Different?

Are you tired of legacy financial solutions holding your company back?
Numarqe's cutting-edge payables platform is engineered to propel your growth and provide an unparalleled financial management experience.

AP Automation
& Greater Effciency Gains

<tldr>
- accounts payable automation
- AP workflow automation
- touchless invoicing, automated
- reconciliation, batch invoice processing
Benefit Let AI do the heavy lifting. It captures invoices, processes batches, auto‑codes suppliers and tax, spots duplicates, and keeps everything tidy. Payments link back to invoices, POs, GRNs, and statements so month‑end isn’t a scramble.
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Impact Faster AP cycles, lower cost per invoice, fewer exceptions, and a smoother close with far less reconciliation.

Cash Flow Control
with Flexible Funding

<tldr>
- working capital
- short‑term credit
- AP funding strategy
- supplier payments platform.
Benefit Pay suppliers on time while protecting cash. Use prepayment, a handy ~30‑day credit buffer, or a blend that suits your month.

Impact Healthier working capital, fewer late fees, and better supplier relationships—without the cash squeeze.

Global Payments
with Multi‑FX

<tldr>
- multi‑currency payments
- multi‑FX payments
- global payables platform
- cross-border payments
Benefit Pay confidently in 36 currencies. Fund in one, settle in another—AI helps streamline the process and keep it predictable.

Impact Less cross‑border hassle, happier suppliers, and simpler FX operations with fewer surprise fees.

Real‑Time Cards
for Spend Control

<tldr>
- virtual cards for business
- spend controls
- corporate cards
- spend management
Benefit Spin up virtual cards in about 30 seconds (physical cards too), set smart limits, and see spend straight away—wherever your team is.
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Impact Faster purchasing for urgent needs, better control at the point of spend, and far less maverick buying.

Centralised Procurement
& Cost Governance

<tldr>
- procurement management platform
- purchase order workflow
- PO‑to‑pay
- project‑based procurement
Benefit Bring POs, approvals, deliveries, and service milestones into one place. Set budgets, track variances, and standardise how you buy.
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Impact More predictable costs, fewer surprises, on‑time projects, and crystal‑clear PO‑to‑pay visibility.

Governance, Audit Readiness
& Multi‑Entity Controls

<tldr>
- audit readiness
- approval workflows
- compliance controls
- multi‑entity AP
Benefit Make approval flows and sign‑offs simple and reliable, with end‑to‑end audit trails. Run multiple entities with shared or separate policies—whatever fits.
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Impact Stronger controls, quicker audits, and easier compliance across teams and regions.

Platform Consolidation
& Better Data

<tldr>
- unified spend management
- embedded payments
- AP and procurement platform
- finance data accuracy
Benefit One platform for AP, procurement, FX payments, and cards. Fewer tools to juggle, fewer integrations to maintain, and cleaner data throughout.
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Impact Less reconciliation, fewer silos, and reporting you can trust—live and accurate.

How to get dynamic credit

An image of a recruitment Numarqe card dashboard

STEP 1

Book a demo with our sales team

We'll run you through the features that matter to you

We'll gather details on your business and credit requirements

Apply for credit now

STEP 2

Onboarding you and your team

We'll get you setup within the platform

We'll train you on the fly, when we hand over the platform

No paperwork, digital onboarding

Account setup in the time it takes you to make a coffee

STEP 3

Start spending with your team

Allocate your credit into multicurrency subaccounts

Issue virtual cards and physical credit cards in seconds to your global team.

Add corporate cards to digital wallets via Apple Pay and Google Pay, further facilitating cashless transactions.

Upload invoices and pay suppliers anywhere

OUR CONTENT

Insights

Why Finance Departments Need to Break Free from Spreadsheets

6

MINS

December 20, 2024

The Treasury Function in 2025: Embracing Digital Transformation with Numarqe

5

MINS

November 21, 2024

CFO Priorities Shift in 2024: Numarqe's Embedded Credit Solutions Address Cash Flow and Digital Transformation Challenges

Don't just take our word for it

Our partnership with this platform has transformed our facility management operations. The platform's user-friendliness, efficient transaction management, and direct receipt uploads have saved us valuable time and resources. It's a game-changer for our financial management. We couldn't be happier with the support and benefits it has brought to our company.

Kerry Shotton,

Finance Director, Anabas Group

Numarqe has truly transformed the way we manage our finances. The dashboard insights are a game-changer, providing us with instant clarity on our spending. We now have the control and oversight we've always needed, and the ability to create virtual credit cards quickly is nothing short of impressive. The flexibility Numarqe offers suits our ever-changing business demands perfectly. It's a platform that empowers us to excel.

Richard Williams,

CFO, Eames Consulting

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Legals

2024 Numarqe Limited, All rights reserved. Numarqe Limited is registered under company registration number 12587141, 5/F 167-169 Great Portland Street, London, England, W1W 5PF. Numarqe Capital Limited is registered under company registration number 13726764, 5/F 167-169 Great Portland Street, London, England, W1W 5PF.

the future of payables. made seamless.

Go Beyond the Ordinary

Why Numarqe Is Different?

How to get dynamic credit

Book a demo with our sales team

Onboarding you and your team

Start spending with your team

How to get onboard with us

Book a call with our sales team

Onboarding you and your team

Start spending with your team

Insights

Don't just take our word for it

See how our customers benefit from using Numarqe

Numarqe is more than just payables