Kill the reimbursement cycle
Employees paying out-of-pocket and waiting weeks for reimbursement. Finance teams processing hundreds of expense claims — each requiring receipts, approvals and manual coding.

Corporate Cards
Numarqe corporate cards give every team member the spend capability they need — with real-time controls, instant issuance and zero expense forms. Physical and virtual cards accepted in 210 countries.
The challenge
Expense claims, delayed reimbursements and zero real-time visibility are costing mid-market finance teams control, time and money.
Employees paying out-of-pocket and waiting weeks for reimbursement. Finance teams processing hundreds of expense claims — each requiring receipts, approvals and manual coding.
Monthly card statements arrive weeks after spend occurs. By the time finance reviews them, the month is closed and the budget has already been exceeded.
Blanket credit limits with no way to restrict spend by category, supplier or project. One card for everything — with no granularity and no way to enforce policy at point of sale.
Employees using personal cards abroad and claiming FX conversion costs. No way to issue cards in local currency or control what's being spent in which currency.
Ordering physical cards, setting limits, cancelling cards when employees leave, chasing receipts — card administration consumes finance team time that should be spent on strategy.
Card spend sits in one system, supplier invoices in another, accounting entries in a third. No unified view, no automated reconciliation, no audit trail from PO to payment.
How Numarqe cards work
Virtual or physical, single-use or recurring, individual or team — Numarqe cards are configured precisely to how your business actually operates.
Create and share a virtual card in 30 seconds — for any team member, project, supplier or one-off purchase. Set the exact amount, currency, and permitted spend categories before the card is ever used.
Order physical Numarqe cards for regular staff on the move. Accepted by Mastercard-enabled merchants in 210 countries and territories — with the same real-time visibility and controls as virtual cards.
See every card transaction the moment it happens — tagged to the correct cost centre, project, team and GL code automatically. Mobile receipt attachments. Your entire card spend visible in one dashboard, always up to date.
Set limits by amount, currency, date range and merchant type. Freeze, unfreeze or cancel any card instantly. Enforce spend policy at point of sale — before money leaves the business.
The control and visibility of a corporate card programme — without the administration overhead.
Cards replace the entire expense claim workflow. Receipts attach directly to transactions via mobile. Month-end reconciliation is automatic.
Every transaction is automatically categorised, GL-coded and matched to the correct project or cost centre using AI — eliminating manual coding entirely.
All card transactions sync automatically to your accounting software — Xero, Dynamics, Sage, NetSuite — with no manual import or journal entries required.
Deploy cards that adapt to your business with the choice of either credit or debit funding models. Tailor your team’s purchasing power to match your exact capital and treasury strategy.
The ability to create virtual credit cards quickly is nothing short of impressive. We now have the control and oversight we've always needed.
CFO — International Consulting Company
Book a 30-minute call. We'll show you exactly how Numarqe cards map to your team structure, approval workflows and accounting set-up.